:root {
    --purple-dark:   #81638b;
    --purple-mid:    #b695c0;
    --purple-light:  #dac9df;
    --teal:          #5dc1b9;
    --teal-light:    #9ce0db;
    --gray:          #727376;
    --white:         #ffffff;
    --off-white:     #f9f7fb;
    --text:          #2c2c2c;
  }
  * { margin:0; padding:0; box-sizing:border-box; }
  html { scroll-behavior:smooth; }
  body { font-family:'Roboto',sans-serif; color:var(--text); background:var(--white); overflow-x:hidden; }

  /* NAV */
  nav {
    position:fixed; top:0; left:0; right:0; z-index:100;
    padding:14px 5%;
    display:flex; align-items:center; justify-content:space-between;
    background:#ffffff;
    backdrop-filter:blur(10px);
    border-bottom:1px solid var(--purple-light);
  }
  .nav-logo img { height:44px; width:auto; }
  .nav-cta {
    background:var(--teal); color:white;
    padding:10px 24px; border-radius:50px;
    font-size:0.85rem; font-weight:700; letter-spacing:0.3px;
    text-decoration:none; transition:all 0.3s;
  }
  .nav-cta:hover { background:var(--teal-light); color:var(--text); transform:translateY(-1px); box-shadow:0 6px 18px rgba(93,193,185,0.35); }

  /* HERO */
  .hero {
    min-height:100vh;
    background: var(--purple-dark);
    position:relative; display:flex; align-items:center;
    padding:110px 5% 70px;
    overflow:hidden;
  }
  .hero-mosaic {
    position:absolute; right:-40px; top:0; bottom:0; width:48%;
    opacity:0.13;
    display:grid;
    grid-template-columns:repeat(8,1fr);
    grid-template-rows:repeat(10,1fr);
    gap:6px; padding:20px;
  }
  .hero-mosaic span { border-radius:3px; background:transparent; }
  .hero-mosaic span.h { background:var(--purple-light); }
  .hero-mosaic span.h:nth-child(4n)  { background:var(--purple-mid); }
  .hero-mosaic span.h:nth-child(7n)  { background:var(--purple-dark); }
  .hero-mosaic span.h:nth-child(11n) { opacity:0.55; }

  .hero-content { position:relative; z-index:2; max-width:580px; animation:fadeUp 0.9s ease both; }
  .hero-badge {
    display:inline-flex; align-items:center; gap:8px;
    background:rgba(255,255,255,0.1); border:1px solid rgba(255,255,255,0.2);
    color:var(--teal-light); padding:6px 16px; border-radius:50px;
    font-size:0.75rem; font-weight:500; letter-spacing:1px; text-transform:uppercase;
    margin-bottom:28px;
  }
  .hero h1 {
    font-size:clamp(1.6rem,3.5vw,2.4rem); color:white;
    font-weight:700; line-height:1.25; margin-bottom:16px;
  }
  .hero h1 em { font-style:normal; color:var(--teal-light); }
  .hero p {
    font-size:1rem; color:rgba(255,255,255,0.72);
    line-height:1.75; margin-bottom:38px; font-weight:300; max-width:480px;
  }
  .hero-actions { display:flex; gap:14px; flex-wrap:wrap; }
  .btn-primary {
    background:var(--teal); color:white;
    padding:14px 30px; border-radius:50px;
    font-size:0.9rem; font-weight:700; text-decoration:none;
    transition:all 0.3s; display:inline-flex; align-items:center; gap:8px;
    letter-spacing:0.2px;
  }
  .btn-primary:hover { background:var(--teal-light); color:var(--text); transform:translateY(-2px); box-shadow:0 10px 28px rgba(93,193,185,0.4); }
  .btn-ghost {
    color:white; padding:14px 26px; border-radius:50px;
    font-size:0.9rem; font-weight:400; text-decoration:none;
    border:1px solid rgba(255,255,255,0.28); transition:all 0.3s;
  }
  .btn-ghost:hover { background:rgba(255,255,255,0.1); }

  .hero-stats {
    position:absolute; right:5%; bottom:60px; z-index:2;
    display:flex; gap:14px;
    animation:fadeUp 1s ease 0.4s both;
  }
  .stat-pill {
    background:rgba(255,255,255,0.1); backdrop-filter:blur(10px);
    border:1px solid rgba(255,255,255,0.15);
    padding:14px 22px; border-radius:14px; color:white; text-align:center;
  }
  .stat-pill .num { font-size:1.6rem; font-weight:700; color:var(--teal-light); line-height:1; }
  .stat-pill .lbl { font-size:0.72rem; opacity:0.65; margin-top:4px; font-weight:300; }

  /* SECTIONS */
  section { padding:88px 5%; }
  .section-tag {
    display:inline-block; color:var(--teal); font-size:0.7rem; font-weight:700;
    letter-spacing:2.5px; text-transform:uppercase; margin-bottom:12px;
  }
  .section-title {
    font-size:clamp(1.7rem,3.5vw,2.4rem); font-weight:700;
    line-height:1.2; margin-bottom:12px; color:var(--text);
  }
  .section-title em { font-style:normal; color:var(--purple-dark); }
  .section-sub { color:var(--gray); font-size:0.95rem; line-height:1.75; font-weight:300; max-width:540px; }

  /* ABOUT */
  .about { background:var(--off-white); }
  .about-grid { display:grid; grid-template-columns:1fr 1fr; gap:64px; align-items:center; max-width:1100px; margin:0 auto; }
  .about-visual { position:relative; }
  .about-card {
    background:var(--purple-dark); border-radius:20px; padding:40px 36px; color:white;
  }
  .about-card h3 { font-size:1.4rem; font-weight:700; margin-bottom:14px; color:var(--teal-light); }
  .about-card p { font-size:0.88rem; line-height:1.75; opacity:0.82; font-weight:300; }
  .about-float {
    position:absolute; bottom:-20px; right:-20px;
    background:var(--teal); border-radius:14px; padding:16px 20px;
    color:white; box-shadow:0 8px 28px rgba(93,193,185,0.4);
  }
  .about-float strong { display:block; font-size:1.5rem; font-weight:700; }
  .about-float span { font-size:0.72rem; opacity:0.85; font-weight:300; }

  .services-list { display:flex; flex-direction:column; gap:10px; margin-top:28px; }
  .service-item {
    display:flex; align-items:center; gap:12px;
    padding:13px 18px; background:white; border-radius:10px;
    border-left:3px solid var(--teal); font-size:0.875rem; color:var(--text);
    transition:all 0.2s; font-weight:400;
  }
  .service-item:hover { transform:translateX(4px); box-shadow:0 3px 14px rgba(0,0,0,0.07); }
  .service-item .si { color:var(--teal); font-size:1rem; flex-shrink:0; }

  /* PLANOS */
  .plans { background:white; }
  .plans-header { text-align:center; margin-bottom:52px; }
  .plans-header .section-sub { margin:0 auto; }
  .plans-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; max-width:1180px; margin:0 auto; }

  .plan-card {
    border-radius:18px; overflow:hidden;
    border:1px solid var(--purple-light); display:flex; flex-direction:column;
    transition:all 0.3s;
  }
  .plan-card:hover { transform:translateY(-5px); box-shadow:0 18px 44px rgba(129,99,139,0.15); }
  .plan-card.featured { border-color:var(--purple-dark); box-shadow:0 8px 32px rgba(129,99,139,0.2); transform:scale(1.02); }
  .plan-card.featured-teal { border-color:var(--teal); box-shadow:0 8px 32px rgba(93,193,185,0.2); }

  .plan-head { padding:24px 22px; background:var(--off-white); }
  .plan-card.featured .plan-head { background:var(--purple-dark); }
  .plan-card.featured-teal .plan-head { background:var(--teal); }

  .plan-tag {
    display:inline-block; font-size:0.62rem; font-weight:700; letter-spacing:1px;
    text-transform:uppercase; padding:3px 10px; border-radius:50px; margin-bottom:10px;
    background:rgba(93,193,185,0.15); color:var(--teal);
  }
  .plan-card.featured .plan-tag { background:rgba(255,255,255,0.15); color:var(--teal-light); }
  .plan-card.featured-teal .plan-tag { background:rgba(255,255,255,0.2); color:white; }

  .plan-name { font-size:1.05rem; font-weight:700; color:var(--text); }
  .plan-card.featured .plan-name,
  .plan-card.featured-teal .plan-name { color:white; }

  .plan-price { margin-top:10px; display:flex; align-items:baseline; gap:3px; }
  .plan-cur { font-size:0.85rem; color:var(--gray); font-weight:500; }
  .plan-val { font-size:1.9rem; font-weight:700; color:var(--purple-dark); line-height:1; }
  .plan-card.featured .plan-val,
  .plan-card.featured-teal .plan-val { color:white; }
  .plan-card.featured .plan-cur,
  .plan-card.featured-teal .plan-cur { color:rgba(255,255,255,0.65); }
  .plan-per { font-size:0.7rem; color:var(--gray); align-self:flex-end; margin-bottom:2px; }
  .plan-card.featured .plan-per,
  .plan-card.featured-teal .plan-per { color:rgba(255,255,255,0.6); }

  .plan-body { padding:20px 22px; flex:1; display:flex; flex-direction:column; }
  .plan-sec { font-size:0.65rem; font-weight:700; color:var(--purple-dark); text-transform:uppercase; letter-spacing:1px; margin:10px 0 4px; }
  .plan-item { display:flex; gap:8px; font-size:0.8rem; color:#444; line-height:1.5; padding:4px 0; }
  .plan-item::before { content:'✓'; color:var(--teal); font-weight:700; flex-shrink:0; }
  .plan-item a { color:var(--purple-dark); text-decoration:none; }
  .plan-item a:hover { color:var(--teal); text-decoration:underline; }
  .plan-dep { padding:12px 22px; background:var(--off-white); font-size:0.75rem; color:var(--gray); }
  .plan-dep strong { color:var(--purple-dark); }

  /* SEGUROS VIDA PLENA */
  .seguros-docs { background:white; }
  .seguros-docs-inner { max-width:1100px; margin:0 auto; text-align:center; }
  .seguros-docs-inner .section-sub { max-width:100%; margin:0 auto; }
  .seguros-docs-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:12px; margin-top:24px; }
  .seguro-doc-card { display:flex; align-items:center; gap:16px; background:var(--off-white); border:1px solid var(--purple-light); border-radius:14px; padding:22px 20px; text-decoration:none; color:inherit; transition:all 0.25s; text-align:left; }
  .seguro-doc-card:hover { border-color:var(--teal); box-shadow:0 6px 20px rgba(93,193,185,0.18); transform:translateY(-2px); }
  .seguro-doc-icon { font-size:2rem; flex-shrink:0; }
  .seguro-doc-info { flex:1; }
  .seguro-doc-info strong { display:block; font-size:0.9rem; color:var(--purple-dark); margin-bottom:4px; }
  .seguro-doc-info span { font-size:0.78rem; color:var(--gray); line-height:1.4; }
  .seguro-doc-dl { font-size:0.75rem; font-weight:700; color:var(--teal); flex-shrink:0; white-space:nowrap; }

  /* VANTAGENS */
  .benefits { background:var(--off-white); }
  .benefits-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; max-width:1100px; margin-top:48px; }
  .benefit-card { background:white; border-radius:16px; padding:28px 26px; transition:all 0.3s; border:1px solid transparent; }
  .benefit-card:hover { border-color:var(--purple-light); box-shadow:0 10px 30px rgba(0,0,0,0.06); transform:translateY(-3px); }
  .benefit-icon {
    width:48px; height:48px; border-radius:12px; margin-bottom:18px;
    background:var(--purple-light); display:flex; align-items:center; justify-content:center; font-size:1.3rem;
  }
  .benefit-card h4 { font-size:1rem; font-weight:700; margin-bottom:8px; color:var(--text); }
  .benefit-card p { font-size:0.84rem; color:var(--gray); line-height:1.7; font-weight:300; }

  /* CONVÊNIOS */
  .convenios { background:white; padding:68px 5%; }
  .conv-inner { max-width:860px; margin:0 auto; text-align:center; }
  .conv-inner .section-sub { margin:0 auto 36px; }
  .conv-tags { display:flex; flex-wrap:wrap; justify-content:center; gap:10px; }
  .conv-tag {
    background:var(--off-white); border:1px solid var(--purple-light);
    color:var(--purple-dark); padding:8px 18px; border-radius:50px;
    font-size:0.8rem; font-weight:500; transition:all 0.2s;
  }
  .conv-tag:hover { background:var(--purple-dark); color:white; border-color:var(--purple-dark); }

  /* CTA */
  .cta-section {
    background:var(--purple-dark); padding:96px 5%; text-align:center; position:relative; overflow:hidden;
  }
  .cta-section::before {
    content:''; position:absolute; inset:0;
    background:radial-gradient(ellipse 65% 65% at 50% 50%, rgba(93,193,185,0.12) 0%, transparent 60%);
  }
  .cta-section::after {
    content:''; position:absolute; top:-60px; right:-60px;
    width:280px; height:280px; border-radius:50%;
    background:rgba(182,149,192,0.08);
  }
  .cta-inner { position:relative; z-index:1; max-width:640px; margin:0 auto; }
  .cta-section h2 { font-size:clamp(1.9rem,4vw,2.8rem); color:white; font-weight:700; margin-bottom:16px; line-height:1.2; }
  .cta-section h2 em { font-style:normal; color:var(--teal-light); }
  .cta-section p { color:rgba(255,255,255,0.7); font-size:0.97rem; margin-bottom:40px; line-height:1.75; font-weight:300; }
  .btn-wa {
    background:#25D366; color:white; padding:16px 36px; border-radius:50px;
    font-size:0.95rem; font-weight:700; text-decoration:none;
    display:inline-flex; align-items:center; gap:10px; transition:all 0.3s;
    letter-spacing:0.2px;
  }
  .btn-wa:hover { background:#1db954; transform:translateY(-2px); box-shadow:0 10px 28px rgba(37,211,102,0.4); }
  .btn-wa svg { width:20px; height:20px; fill:white; flex-shrink:0; }

  /* CONTATO */
  .contact { background:var(--off-white); padding:76px 5%; }
  .contact-inner { max-width:900px; margin:0 auto; display:grid; grid-template-columns:1fr 1fr; gap:56px; align-items:center; }
  .contact-info h3 { font-size:1.6rem; font-weight:700; color:var(--text); margin-bottom:26px; }
  .contact-row { display:flex; align-items:flex-start; gap:14px; margin-bottom:16px; }
  .c-dot { width:34px; height:34px; flex-shrink:0; background:var(--purple-dark); border-radius:9px; display:flex; align-items:center; justify-content:center; color:white; font-size:0.85rem; }
  .contact-row span { font-size:0.88rem; color:var(--gray); line-height:1.6; }
  .contact-row span strong { display:block; color:var(--text); font-size:0.9rem; font-weight:500; }
  .ig-box { background:var(--purple-dark); border-radius:18px; padding:32px 28px; color:white; text-align:center; }
  .ig-box .ig-icon { font-size:2.2rem; margin-bottom:12px; }
  .ig-box h4 { font-size:1.2rem; font-weight:700; margin-bottom:8px; }
  .ig-box p { font-size:0.83rem; opacity:0.75; margin-bottom:18px; line-height:1.65; font-weight:300; }
  .ig-handle {
    display:block; background:rgba(255,255,255,0.12); border:1px solid rgba(255,255,255,0.2);
    padding:8px 18px; border-radius:50px; font-size:0.82rem; font-weight:500;
    color:white; text-decoration:none; margin-bottom:8px; transition:all 0.2s;
  }
  .ig-handle:hover { background:rgba(255,255,255,0.22); }
  .ig-handle:last-child { margin-bottom:0; }

  /* FOOTER */
  footer {
    background:var(--text); padding:30px 5%;
    display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap;
  }
  footer img { height:38px; width:auto; }
  footer p { color:rgba(255,255,255,0.38); font-size:0.78rem; }

  /* FAQ */
  .faq { background:white; }
  .faq-list { max-width:800px; margin-top:40px; display:flex; flex-direction:column; gap:10px; }
  details.faq-item {
    border:1px solid var(--purple-light); border-radius:12px; overflow:hidden;
  }
  details.faq-item[open] { border-color:var(--purple-dark); }
  summary.faq-q {
    padding:18px 22px; font-size:0.95rem; font-weight:500; color:var(--text);
    cursor:pointer; list-style:none; display:flex; justify-content:space-between; align-items:center;
    background:var(--off-white); gap:12px;
  }
  summary.faq-q::-webkit-details-marker { display:none; }
  summary.faq-q::after { content:'+'; font-size:1.4rem; color:var(--teal); flex-shrink:0; font-weight:300; transition:transform 0.2s; }
  details[open] summary.faq-q { background:white; }
  details[open] summary.faq-q::after { content:'−'; }
  .faq-a { padding:16px 22px 20px; font-size:0.88rem; color:var(--gray); line-height:1.8; border-top:1px solid var(--purple-light); }
  .faq-a strong { color:var(--text); }

  /* CONTATO — ajuste semântico */
  .contact-info address { font-style:normal; }
  .contact-row a { color:var(--teal); text-decoration:none; }
  .contact-row a:hover { text-decoration:underline; }

  /* ANIMAÇÕES */
  @keyframes fadeUp { from{opacity:0;transform:translateY(28px)} to{opacity:1;transform:translateY(0)} }

  /* RESPONSIVO */
  @media(max-width:900px) {
    .about-grid { grid-template-columns:1fr; gap:40px; }
    .plans-grid { grid-template-columns:1fr 1fr; }
    .plan-card.featured { transform:none; }
    .benefits-grid { grid-template-columns:1fr 1fr; }
    .contact-inner { grid-template-columns:1fr; gap:40px; }
    .hero-stats { display:none; }
  }
  @media(max-width:600px) {
    section { padding:68px 5%; }
    .plans-grid { grid-template-columns:1fr; }
    .benefits-grid { grid-template-columns:1fr; }
    .seguros-docs-grid { grid-template-columns:1fr; }
  }